The late Frank Hracs (1951-2019, a FP contributor since 2003), produced demand and forecast research on Canadian mutual funds and Exchange Traded Funds under his corporate entity “Canadian Mutual Fund Analyst”. Frank was partnered with Credo Consulting and was its Chief Economist. Frank had a long career on Bay Street as a financial market economist and forecaster and was Chief Economist for RBC Dominion Securities, Director of Fixed Income Research for TD Securities and Manager of Economic Forecasting for Coopers & Lybrand Consulting.